{"id":55034,"date":"2026-09-12T13:10:06","date_gmt":"2026-09-12T13:10:06","guid":{"rendered":"https:\/\/sites.skymoonmz.com\/fsdmoc\/?p=55034"},"modified":"2026-09-12T13:14:53","modified_gmt":"2026-09-12T13:14:53","slug":"mercado-digital-de-emprestimos-da-vodafone","status":"publish","type":"post","link":"https:\/\/sites.skymoonmz.com\/fsdmoc\/mercado-digital-de-emprestimos-da-vodafone\/","title":{"rendered":"Mercado Digital de Empr\u00e9stimos da Vodafone"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"55034\" class=\"elementor elementor-55034\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54a8b39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54a8b39\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d1e87e\" data-id=\"1d1e87e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d261001 elementor-widget elementor-widget-image\" data-id=\"d261001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"414\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mercado-Digital-de-Emprestimos-da-Vodafone-1024x683.webp\" class=\"attachment-large size-large wp-image-55040\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mercado-Digital-de-Emprestimos-da-Vodafone-1024x683.webp 1024w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mercado-Digital-de-Emprestimos-da-Vodafone-300x200.webp 300w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mercado-Digital-de-Emprestimos-da-Vodafone-768x512.webp 768w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mercado-Digital-de-Emprestimos-da-Vodafone-18x12.webp 18w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mercado-Digital-de-Emprestimos-da-Vodafone.webp 1536w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b96efe elementor-widget elementor-widget-text-editor\" data-id=\"3b96efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Mercado Digital de Empr\u00e9stimos da Vodafone<\/strong><\/p><div class=\"qMYqUG_convSearchResultHighlightRoot\"><div class=\"\" data-turn-id-container=\"request-6aa2b689-d888-83ea-a066-f9a32d24fa15-10\" data-is-intersecting=\"true\"><section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-6aa2b689-d888-83ea-a066-f9a32d24fa15-10\" data-turn-id-container=\"request-6aa2b689-d888-83ea-a066-f9a32d24fa15-10\" data-testid=\"conversation-turn-24\" data-turn=\"assistant\"><div class=\"text-base my-auto mx-auto pb-8 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" data-conversation-screenshot-content=\"\"><div class=\"flex max-w-full flex-col gap-4 grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"a735073f-fbdc-45d1-8de0-be7b4c730969\" data-message-model-slug=\"gpt-5-6\" data-turn-start-message=\"true\"><div class=\"flex w-full flex-col gap-1 empty:hidden\"><div class=\"fbskMG_root markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\"><p data-start=\"52\" data-end=\"369\">\u00a0<\/p><p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"52\" data-end=\"369\">A FSDMo\u00e7 apoiou a Vodafone\/Vodacom M-Pesa na cria\u00e7\u00e3o de um \u201cmercado digital de empr\u00e9stimos\u201d, onde os clientes do M-Pesa poderiam comparar ofertas de microcr\u00e9dito de diferentes bancos e escolher o produto mais adequado \u00e0s suas necessidades, enquanto constru\u00edam gradualmente um hist\u00f3rico de cr\u00e9dito.<\/p><p data-start=\"371\" data-end=\"644\">O apoio da FSDMo\u00e7 concentrou-se nas actividades de educa\u00e7\u00e3o financeira, monitoria e avalia\u00e7\u00e3o, com a ambi\u00e7\u00e3o de alcan\u00e7ar at\u00e9 4 milh\u00f5es de clientes em todo o pa\u00eds e, posteriormente, expandir a plataforma para outros produtos financeiros, como poupan\u00e7a e seguros.<\/p><p data-start=\"646\" data-end=\"1120\" data-is-last-node=\"\" data-is-only-node=\"\">No entanto, dificuldades na celebra\u00e7\u00e3o de acordos com as institui\u00e7\u00f5es financeiras participantes e desafios relacionados com o quadro legal aplic\u00e1vel ao cr\u00e9dito m\u00f3vel impediram o avan\u00e7o do projecto-piloto conforme previsto. Como resultado, os fundos deveriam ser devolvidos ao MDF, enquanto a FSDMo\u00e7 e a Vodafone passaram a discutir o desenvolvimento de jogos de educa\u00e7\u00e3o financeira, com o objectivo de preparar os clientes para futuras interac\u00e7\u00f5es com os bancos.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f6cde6 elementor-widget elementor-widget-spacer\" data-id=\"9f6cde6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-591cf41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"591cf41\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eeb0239\" data-id=\"eeb0239\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mercado Digital de Empr\u00e9stimos da Vodafone \u00a0 A FSDMo\u00e7 apoiou a Vodafone\/Vodacom M-Pesa na cria\u00e7\u00e3o de um \u201cmercado digital de empr\u00e9stimos\u201d, onde os clientes do M-Pesa poderiam comparar ofertas de microcr\u00e9dito de diferentes bancos e escolher o produto mais adequado \u00e0s suas necessidades, enquanto constru\u00edam gradualmente um hist\u00f3rico de cr\u00e9dito. O apoio da FSDMo\u00e7 concentrou-se<a class=\"more-link\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/mercado-digital-de-emprestimos-da-vodafone\/\">Continue reading <span class=\"screen-reader-text\">&#8220;Mercado Digital de Empr\u00e9stimos da Vodafone&#8221;<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[144,141],"tags":[],"class_list":["post-55034","post","type-post","status-publish","format-standard","hentry","category-activos","category-projectos","entry"],"_links":{"self":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts\/55034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/comments?post=55034"}],"version-history":[{"count":4,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts\/55034\/revisions"}],"predecessor-version":[{"id":55043,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts\/55034\/revisions\/55043"}],"wp:attachment":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/media?parent=55034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/categories?post=55034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/tags?post=55034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}