{"id":54811,"date":"2026-09-11T10:05:17","date_gmt":"2026-09-11T10:05:17","guid":{"rendered":"https:\/\/sites.skymoonmz.com\/fsdmoc\/?p=54811"},"modified":"2026-09-11T10:15:15","modified_gmt":"2026-09-11T10:15:15","slug":"interoperabilidade-de-carteiras-moveis","status":"publish","type":"post","link":"https:\/\/sites.skymoonmz.com\/fsdmoc\/interoperabilidade-de-carteiras-moveis\/","title":{"rendered":"interoperabilidade de carteiras m\u00f3veis"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"54811\" class=\"elementor elementor-54811\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd8dba7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd8dba7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83eefa4\" data-id=\"83eefa4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54a8b39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54a8b39\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d1e87e\" data-id=\"1d1e87e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d261001 elementor-widget elementor-widget-image\" data-id=\"d261001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"414\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/ewallet-1024x683.webp\" class=\"attachment-large size-large wp-image-54782\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/ewallet-1024x683.webp 1024w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/ewallet-300x200.webp 300w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/ewallet-768x512.webp 768w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/ewallet-18x12.webp 18w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/ewallet.webp 1536w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b96efe elementor-widget elementor-widget-text-editor\" data-id=\"3b96efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Interoperabilidade de carteiras m\u00f3veis<\/strong><\/p><p>\u00a0<\/p><p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"78\" data-end=\"330\">A FSDMo\u00e7 realizou uma an\u00e1lise comparativa dos pre\u00e7os das carteiras electr\u00f3nicas (e-wallets) e trabalhou com o regulador das telecomunica\u00e7\u00f5es (INCM) para explorar estruturas de pre\u00e7os de USSD mais acess\u00edveis para utilizadores de baixa renda.<\/p><p data-start=\"332\" data-end=\"644\">A FSDMo\u00e7 tamb\u00e9m facilitou uma proposta conjunta de interoperabilidade entre M-Pesa, mKesh e e-Mola, que contribuiu para a aprova\u00e7\u00e3o, pelo Banco de Mo\u00e7ambique, da interoperabilidade entre carteiras electr\u00f3nicas e para a implementa\u00e7\u00e3o da interoperabilidade das carteiras electr\u00f3nicas em Mo\u00e7ambique.<\/p><p data-start=\"646\" data-end=\"807\" data-is-last-node=\"\" data-is-only-node=\"\">Esta iniciativa contribuiu para reduzir os custos das transac\u00e7\u00f5es, aumentar a concorr\u00eancia e ampliar as possibilidades de utiliza\u00e7\u00e3o dos pagamentos digitais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f6cde6 elementor-widget elementor-widget-spacer\" data-id=\"9f6cde6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-591cf41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"591cf41\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eeb0239\" data-id=\"eeb0239\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Interoperabilidade de carteiras m\u00f3veis \u00a0 A FSDMo\u00e7 realizou uma an\u00e1lise comparativa dos pre\u00e7os das carteiras electr\u00f3nicas (e-wallets) e trabalhou com o regulador das telecomunica\u00e7\u00f5es (INCM) para explorar estruturas de pre\u00e7os de USSD mais acess\u00edveis para utilizadores de baixa renda. A FSDMo\u00e7 tamb\u00e9m facilitou uma proposta conjunta de interoperabilidade entre M-Pesa, mKesh e e-Mola, que contribuiu<a class=\"more-link\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/interoperabilidade-de-carteiras-moveis\/\">Continue reading <span class=\"screen-reader-text\">&#8220;interoperabilidade de carteiras m\u00f3veis&#8221;<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[144,141],"tags":[],"class_list":["post-54811","post","type-post","status-publish","format-standard","hentry","category-activos","category-projectos","entry"],"_links":{"self":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts\/54811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/comments?post=54811"}],"version-history":[{"count":6,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts\/54811\/revisions"}],"predecessor-version":[{"id":54819,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/posts\/54811\/revisions\/54819"}],"wp:attachment":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/media?parent=54811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/categories?post=54811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/tags?post=54811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}