{"id":54595,"date":"2026-09-10T03:44:42","date_gmt":"2026-09-10T03:44:42","guid":{"rendered":"https:\/\/sites.skymoonmz.com\/fsdmoc\/?page_id=54595"},"modified":"2026-09-10T12:05:16","modified_gmt":"2026-09-10T12:05:16","slug":"finscopev1-2","status":"publish","type":"page","link":"https:\/\/sites.skymoonmz.com\/fsdmoc\/finscopev1-2\/","title":{"rendered":"FINSCOPEv1"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"54595\" class=\"elementor elementor-54595\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd27eba elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd27eba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9c1cdbf\" data-id=\"9c1cdbf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf571f2 elementor-widget elementor-widget-spacer\" data-id=\"bf571f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cee528 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6cee528\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43d2a6f\" data-id=\"43d2a6f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9ad558 elementor-widget elementor-widget-text-editor\" data-id=\"b9ad558\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>FinScope. Explore o nosso trabalho.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c843c0a elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c843c0a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b0c8942\" data-id=\"b0c8942\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61f48a9 elementor-widget elementor-widget-image\" data-id=\"61f48a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"626\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1.jpeg\" class=\"attachment-full size-full wp-image-1562\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1.jpeg 1024w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1-300x183.jpeg 300w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1-768x470.jpeg 768w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1-16x10.jpeg 16w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e94854\" data-id=\"3e94854\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d245667 elementor-widget elementor-widget-spacer\" data-id=\"d245667\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-520cab3 elementor-widget elementor-widget-text-editor\" data-id=\"520cab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O FinScope \u00e9 um inqu\u00e9rito representativo a n\u00edvel nacional que fornece uma vis\u00e3o geral sobre como os mo\u00e7ambicanos adultos (com 16 anos ou mais) obt\u00eam os seus rendimentos e gerem as suas vidas financeiras, al\u00e9m de fornecer informa\u00e7\u00f5es sobre as atitudes e perce\u00e7\u00f5es em rela\u00e7\u00e3o aos produtos e servi\u00e7os financeiros.<\/p><p>Esta \u00e9 a terceira (3.\u00aa) edi\u00e7\u00e3o, sendo que as anteriores foram realizadas em 2009 e 2014, respetivamente.<\/p><p>Desenvolvida pela FinMark Trust, com o apoio t\u00e9cnico do Instituto Nacional de Estat\u00edstica (INE) e facilitada pela Financial Sector Deepening Mozambique (FSDMo\u00e7) em colabora\u00e7\u00e3o com as institui\u00e7\u00f5es do setor financeiro, a pesquisa fornece informa\u00e7\u00f5es sobre o acesso e a utiliza\u00e7\u00e3o de servi\u00e7os financeiros e permite monitorizar os n\u00edveis de inclus\u00e3o financeira em todo o pa\u00eds, a fim de garantir um processo hol\u00edstico e cada vez mais inclusivo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0cbd19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c0cbd19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-054220c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"054220c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af1a37e\" data-id=\"af1a37e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c240c45 elementor-tabs-alignment-stretch elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"c240c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2031\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2031\" aria-expanded=\"false\">2019<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2032\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2032\" aria-expanded=\"false\">2014<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-2033\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2033\" aria-expanded=\"false\">2012<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-2031\" aria-expanded=\"false\">2019<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2031\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2031\" tabindex=\"0\" hidden=\"false\"><style>\n.fs-wrap{width:100%;font-family:inherit;box-sizing:border-box}\n.fs-wrap *{box-sizing:border-box}\n.fs-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:10px;margin:0 0 22px}\n.fs-head h2{margin:0;font-size:26px;letter-spacing:.5px;text-transform:uppercase;color:#14495c;border-bottom:4px solid #7ab648;padding-bottom:6px;display:inline-block}\n.fs-head h2 span{color:#7ab648}\n.fs-head p{margin:0;font-size:14px;color:#8a9aa0}\n.fs-sub{margin:26px 0 12px;font-size:13px;letter-spacing:1.5px;text-transform:uppercase;color:#9aa9ae;font-weight:600;border-bottom:1px solid #e6ecea;padding-bottom:8px}\n.fs-card{display:flex;flex-wrap:wrap;align-items:center;gap:18px;background:#fff;border:1px solid #e6ecea;border-radius:10px;padding:18px;margin:0 0 14px}\n.fs-icon{flex:0 0 62px;width:62px;height:62px;border-radius:10px;background:#eef6e6;color:#7ab648;display:flex;align-items:center;justify-content:center}\n.fs-body{flex:1 1 320px;min-width:250px}\n.fs-tag{margin:0 0 4px;font-size:12px;letter-spacing:1px;text-transform:uppercase;color:#7ab648;font-weight:600}\n.fs-title{margin:0 0 4px;font-size:19px;font-weight:700;color:#14495c;line-height:1.3}\n.fs-desc{margin:0 0 12px;font-size:14px;line-height:1.6;color:#6b7d84}\n.fs-btn{display:inline-flex;align-items:center;gap:8px;text-decoration:none;color:#fff;font-size:12.5px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;padding:10px 16px;border-radius:6px;margin:0 8px 8px 0}\n.fs-btn:hover{opacity:.85;color:#fff}\n.fs-pt{background:#7ab648}\n.fs-en{background:#14495c}\n.fs-thumb{flex:0 0 210px;width:210px;height:118px;border-radius:8px;overflow:hidden;background:#eef6e6}\n.fs-thumb img{width:100%;height:100%;object-fit:cover;display:block}\n@media(max-width:640px){.fs-thumb{flex:1 1 100%;width:100%;height:150px}}\n<\/style>\n\n<div class=\"fs-wrap\">\n<div class=\"fs-head\"><h2>FinScope <span>2019<\/span><\/h2><p>Estudos e dados sobre inclus\u00e3o financeira em Mo\u00e7ambique<\/p><\/div>\n\n<p class=\"fs-sub\">Pain\u00e9is tem\u00e1ticos<\/p>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M11 20A7 7 0 0 1 9.8 6.1C15.5 5 17 4.48 19 2c1 2 2 4.18 2 8 0 5.5-4.78 10-10 10Z\"\/><path d=\"M2 21c0-3 1.85-5.36 5.08-6C9.5 14.52 12 13 13 12\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Painel \u2014 Agricultura<\/p>\n<p class=\"fs-title\">FinScope Consumer Survey 2019 \u2014 Agricultura<\/p>\n<p class=\"fs-desc\">Principais indicadores de inclus\u00e3o financeira dos agricultores mo\u00e7ambicanos.<\/p>\n<a class=\"fs-btn fs-pt\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-Dashboard-PT-Agricultura.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (PT) \u203a<\/a>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-2019-Dashboard-EN-Agriculture.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-agricultura.jpg\" alt=\"FinScope 2019 Agricultura\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M4 19.5A2.5 2.5 0 0 1 6.5 17H20\"\/><path d=\"M6.5 2H20v20H6.5A2.5 2.5 0 0 1 4 19.5v-15A2.5 2.5 0 0 1 6.5 2Z\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Painel \u2014 Literacia Financeira<\/p>\n<p class=\"fs-title\">FinScope Consumer Survey 2019 \u2014 Literacia Financeira<\/p>\n<p class=\"fs-desc\">N\u00edveis de conhecimento e compreens\u00e3o de produtos e servi\u00e7os financeiros pela popula\u00e7\u00e3o adulta.<\/p>\n<a class=\"fs-btn fs-pt\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-Dashboard-PT-Literacia-Financeira.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (PT) \u203a<\/a>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-2019-Dashboard-EN-Financial-Literacy.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-literacia.jpg\" alt=\"FinScope 2019 Literacia Financeira\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Painel \u2014 G\u00e9nero<\/p>\n<p class=\"fs-title\">FinScope Consumer Survey 2019 \u2014 G\u00e9nero<\/p>\n<p class=\"fs-desc\">Diferen\u00e7as no acesso e uso de servi\u00e7os financeiros entre homens e mulheres.<\/p>\n<a class=\"fs-btn fs-pt\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-Dashboard-PT-Genero.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (PT) \u203a<\/a>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-Dashboard-EN-Gender.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-genero.jpg\" alt=\"FinScope 2019 G\u00e9nero\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"8\" r=\"4\"\/><path d=\"M6 21v-1a6 6 0 0 1 12 0v1\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Painel \u2014 Juventude<\/p>\n<p class=\"fs-title\">FinScope Consumer Survey 2019 \u2014 Juventude<\/p>\n<p class=\"fs-desc\">Perfil de inclus\u00e3o financeira dos jovens mo\u00e7ambicanos.<\/p>\n<a class=\"fs-btn fs-pt\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-Dashboard-PT-Juventude.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (PT) \u203a<\/a>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/FinScope-Dashboard-EN-Youth.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-juventude.jpg\" alt=\"FinScope 2019 Juventude\"><\/div>\n<\/div>\n\n<p class=\"fs-sub\">Relat\u00f3rios<\/p>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8Z\"\/><path d=\"M14 2v6h6\"\/><path d=\"M8 13h8M8 17h5\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Relat\u00f3rio Completo<\/p>\n<p class=\"fs-title\">FinScope Consumer Survey Mozambique 2019 \u2014 Relat\u00f3rio Completo<\/p>\n<p class=\"fs-desc\">Resultados completos do inqu\u00e9rito nacional de 2019 sobre acesso e uso de servi\u00e7os financeiros.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/FinScope-REPORT-Mozambique-2019-EN1.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-relatorio-2019.jpg\" alt=\"Relat\u00f3rio completo FinScope 2019\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0Z\"\/><circle cx=\"12\" cy=\"10\" r=\"3\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Relat\u00f3rio Distrital<\/p>\n<p class=\"fs-title\">Relat\u00f3rio Distrital de Changara e Homoine<\/p>\n<p class=\"fs-desc\">Resultados do inqu\u00e9rito desagregados para os distritos de Changara (Tete) e Homoine (Inhambane).<\/p>\n<a class=\"fs-btn fs-pt\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mozambique_PT_District_Report2021-01-27_FINAL.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (PT) \u203a<\/a>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Mozambique_EN_District_Report2020-11-18_FINAL.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-distrital.jpg\" alt=\"Relat\u00f3rio Distrital Changara e Homoine\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Relat\u00f3rio Tem\u00e1tico \u2014 G\u00e9nero<\/p>\n<p class=\"fs-title\">FinScope Mozambique 2019 \u2014 Gender Report<\/p>\n<p class=\"fs-desc\">An\u00e1lise aprofundada das diferen\u00e7as de g\u00e9nero no acesso e uso de servi\u00e7os financeiros.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/Mozambique_Gender-EN-2020-11-24_FINAL.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-gender-report.jpg\" alt=\"FinScope 2019 Gender Report\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"8\" r=\"4\"\/><path d=\"M6 21v-1a6 6 0 0 1 12 0v1\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Relat\u00f3rio Tem\u00e1tico \u2014 Juventude<\/p>\n<p class=\"fs-title\">FinScope Mozambique 2019 \u2014 Youth Report<\/p>\n<p class=\"fs-desc\">An\u00e1lise aprofundada da inclus\u00e3o financeira dos jovens mo\u00e7ambicanos.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/Mozambique-youth_English-2021-05-103.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-youth-report.jpg\" alt=\"FinScope 2019 Youth Report\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"11\" cy=\"11\" r=\"7\"\/><path d=\"m21 21-4.3-4.3\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">An\u00e1lise<\/p>\n<p class=\"fs-title\">FinScope Gender Lens<\/p>\n<p class=\"fs-desc\">Leitura dos dados do FinScope 2019 atrav\u00e9s de uma lente de g\u00e9nero.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/FinScope-Gender-Lens-09.12.20.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-gender-lens.jpg\" alt=\"FinScope Gender Lens\"><\/div>\n<\/div>\n\n<p class=\"fs-sub\">Materiais de apoio<\/p>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"5\" y=\"2\" width=\"14\" height=\"20\" rx=\"2\"\/><path d=\"M9 6h6M9 10h6M9 14h3\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Guia de Bolso<\/p>\n<p class=\"fs-title\">FinScope 2019 Pocket Guide Mozambique<\/p>\n<p class=\"fs-desc\">Vers\u00e3o resumida com os principais resultados do inqu\u00e9rito, em formato de consulta r\u00e1pida.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/FinScope-2019-Pocketguide-Mozambique-EN.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-pocketguide.jpg\" alt=\"FinScope 2019 Pocket Guide\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"M7 16v-5M12 16V8M17 16v-3\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Infogr\u00e1fico<\/p>\n<p class=\"fs-title\">FinScope by Numbers \u2014 Mo\u00e7ambique 2019<\/p>\n<p class=\"fs-desc\">Os n\u00fameros-chave do inqu\u00e9rito apresentados em formato visual.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/FinScope-by-numbers-MZ-2019-EN.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-by-numbers.jpg\" alt=\"FinScope by Numbers 2019\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 11l2 2 4-4\"\/><rect x=\"4\" y=\"3\" width=\"16\" height=\"18\" rx=\"2\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Metodologia<\/p>\n<p class=\"fs-title\">Question\u00e1rio do Inqu\u00e9rito FinScope 2019<\/p>\n<p class=\"fs-desc\">Instrumento de recolha de dados usado no trabalho de campo.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/Finscope_Qnnr_Final_27-MAY_ENG.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-questionario.jpg\" alt=\"Question\u00e1rio FinScope 2019\"><\/div>\n<\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 11l18-8v18L3 13Z\"\/><path d=\"M7 12v6\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Lan\u00e7amento<\/p>\n<p class=\"fs-title\">Discursos do Lan\u00e7amento do FinScope 2019<\/p>\n<p class=\"fs-desc\">Interven\u00e7\u00f5es da Ministra da Economia e Finan\u00e7as e da Administradora do Banco de Mo\u00e7ambique na cerim\u00f3nia de lan\u00e7amento.<\/p>\n<a class=\"fs-btn fs-pt\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/Discurso_Min-Economia-e-Financas_Ministra-Carla-Loveira_Lancamento-Finscope.pdf\" target=\"_blank\" rel=\"noopener\">Ministra da Economia e Finan\u00e7as \u203a<\/a>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/Discurso_Banco-de-Mocambique_Administradora-Gertrudes-Tovela_Lancamento-Finscope.pdf\" target=\"_blank\" rel=\"noopener\">Banco de Mo\u00e7ambique \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-discursos.jpg\" alt=\"Lan\u00e7amento do FinScope 2019\"><\/div>\n<\/div>\n\n<\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2032\" aria-expanded=\"false\">2014<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2032\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2032\" tabindex=\"0\" hidden=\"hidden\"><div class=\"fs-wrap\">\n<div class=\"fs-head\"><h2>FinScope <span>2014<\/span><\/h2><p>Estudos e dados sobre inclus\u00e3o financeira em Mo\u00e7ambique<\/p><\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><rect x=\"7\" y=\"12\" width=\"3\" height=\"6\"\/><rect x=\"12\" y=\"8\" width=\"3\" height=\"10\"\/><rect x=\"17\" y=\"4\" width=\"3\" height=\"14\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Inqu\u00e9rito ao Consumidor<\/p>\n<p class=\"fs-title\">FinScope Consumer Survey Mo\u00e7ambique 2014<\/p>\n<p class=\"fs-desc\">Inqu\u00e9rito nacionalmente representativo sobre a forma como os mo\u00e7ambicanos obt\u00eam rendimento e gerem a sua vida financeira. Realizado pela COWI entre Abril e Julho de 2014 junto de 3.905 adultos com 16 ou mais anos.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/MozambiqueFinScopeConsumerSurvey2014.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-consumer-2014.jpg\" alt=\"FinScope Consumer Survey Mo\u00e7ambique 2014\"><\/div>\n<\/div>\n\n<\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-2033\" aria-expanded=\"false\">2012<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2033\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2033\" tabindex=\"0\" hidden=\"hidden\"><div class=\"fs-wrap\">\n<div class=\"fs-head\"><h2>FinScope <span>2012<\/span><\/h2><p>Estudos e dados sobre inclus\u00e3o financeira em Mo\u00e7ambique<\/p><\/div>\n\n<div class=\"fs-card\">\n<div class=\"fs-icon\"><svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 21h18\"\/><path d=\"M5 21V7l7-4 7 4v14\"\/><path d=\"M9 21v-6h6v6\"\/><\/svg><\/div>\n<div class=\"fs-body\">\n<p class=\"fs-tag\">Inqu\u00e9rito \u00e0s MPME<\/p>\n<p class=\"fs-title\">FinScope MSME Survey Mo\u00e7ambique 2012<\/p>\n<p class=\"fs-desc\">Inqu\u00e9rito \u00e0s Micro, Pequenas e M\u00e9dias Empresas, com o perfil dos empres\u00e1rios e as suas necessidades e barreiras no acesso a servi\u00e7os financeiros. Realizado pelo FinMark Trust.<\/p>\n<a class=\"fs-btn fs-en\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/Rep_FS_Mozambique_MSME_20121.pdf\" target=\"_blank\" rel=\"noopener\">Descarregar PDF (EN) \u203a<\/a>\n<\/div>\n<div class=\"fs-thumb\"><img decoding=\"async\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/09\/banner-msme-2012.jpg\" alt=\"FinScope MSME Survey Mo\u00e7ambique 2012\"><\/div>\n<\/div>\n\n<\/div><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FinScope. Explore o nosso trabalho. O FinScope \u00e9 um inqu\u00e9rito representativo a n\u00edvel nacional que fornece uma vis\u00e3o geral sobre como os mo\u00e7ambicanos adultos (com 16 anos ou mais) obt\u00eam os seus rendimentos e gerem as suas vidas financeiras, al\u00e9m de fornecer informa\u00e7\u00f5es sobre as atitudes e perce\u00e7\u00f5es em rela\u00e7\u00e3o aos produtos e servi\u00e7os financeiros.<a class=\"more-link\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/finscopev1-2\/\">Continue reading <span class=\"screen-reader-text\">&#8220;FINSCOPEv1&#8221;<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-54595","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/pages\/54595","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/comments?post=54595"}],"version-history":[{"count":18,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/pages\/54595\/revisions"}],"predecessor-version":[{"id":54649,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/pages\/54595\/revisions\/54649"}],"wp:attachment":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-json\/wp\/v2\/media?parent=54595"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}