{"id":52659,"date":"2025-12-02T13:35:40","date_gmt":"2025-12-02T13:35:40","guid":{"rendered":"https:\/\/sites.skymoonmz.com\/fsdmoc\/?page_id=52659"},"modified":"2026-04-15T08:51:59","modified_gmt":"2026-04-15T08:51:59","slug":"finscopev1","status":"publish","type":"page","link":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/finscopev1\/","title":{"rendered":"FINSCOPEv1"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"52659\" class=\"elementor elementor-52659\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd27eba elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd27eba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9c1cdbf\" data-id=\"9c1cdbf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf571f2 elementor-widget elementor-widget-spacer\" data-id=\"bf571f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cee528 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6cee528\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43d2a6f\" data-id=\"43d2a6f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9ad558 elementor-widget elementor-widget-text-editor\" data-id=\"b9ad558\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>FinScope. Explore our work.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e231b54 elementor-widget elementor-widget-text-editor\" data-id=\"e231b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhat are the news of Financial Sector Deepening Mo\u00e7ambique.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c843c0a elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c843c0a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b0c8942\" data-id=\"b0c8942\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61f48a9 elementor-widget elementor-widget-image\" data-id=\"61f48a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"626\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1.jpeg\" class=\"attachment-full size-full wp-image-1562\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1.jpeg 1024w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1-300x183.jpeg 300w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1-768x470.jpeg 768w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2021\/05\/SW2-1024x626-1-16x10.jpeg 16w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e94854\" data-id=\"3e94854\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-419d8d7 elementor-widget elementor-widget-heading\" data-id=\"419d8d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><div class=\"geral-bar-text\">\n<div class=\"bar\"><\/div><div>FINSCOPE<span style=\"font-family: AzoMedium, sans-serif\"><\/span><\/div><\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-520cab3 elementor-widget elementor-widget-text-editor\" data-id=\"520cab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O FinScope \u00e9 um inqu\u00e9rito representativo a n\u00edvel nacional que fornece uma vis\u00e3o geral sobre como os mo\u00e7ambicanos adultos (com 16 anos ou mais) obt\u00eam os seus rendimentos e gerem as suas vidas financeiras, al\u00e9m de fornecer informa\u00e7\u00f5es sobre as atitudes e perce\u00e7\u00f5es em rela\u00e7\u00e3o aos produtos e servi\u00e7os financeiros.<\/p><p>Esta \u00e9 a terceira (3.\u00aa) edi\u00e7\u00e3o, sendo que as anteriores foram realizadas em 2009 e 2014, respetivamente.<\/p><p>Desenvolvida pela FinMark Trust, com o apoio t\u00e9cnico do Instituto Nacional de Estat\u00edstica (INE) e facilitada pela Financial Sector Deepening Mozambique (FSDMo\u00e7) em colabora\u00e7\u00e3o com as institui\u00e7\u00f5es do setor financeiro, a pesquisa fornece informa\u00e7\u00f5es sobre o acesso e a utiliza\u00e7\u00e3o de servi\u00e7os financeiros e permite monitorizar os n\u00edveis de inclus\u00e3o financeira em todo o pa\u00eds, a fim de garantir um processo hol\u00edstico e cada vez mais inclusivo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-340301b elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"340301b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b21c3cc\" data-id=\"b21c3cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcf3534 elementor-widget elementor-widget-heading\" data-id=\"dcf3534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><div class=\"geral-bar-text\">\n<div class=\"bar\"><\/div><div>finscope<span style=\"font-family: AzoMedium, sans-serif\"><\/span><\/div><\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23bfc2a elementor-tabs-alignment-center elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"23bfc2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3741\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3741\" aria-expanded=\"false\">Individuais<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3742\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3742\" aria-expanded=\"false\">PMEs<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3741\" aria-expanded=\"false\">Individuais<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3741\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3741\" tabindex=\"0\" hidden=\"false\">\t\t<div data-elementor-type=\"page\" data-elementor-id=\"53116\" class=\"elementor elementor-53116\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed7fa6b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ed7fa6b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a6f671\" data-id=\"7a6f671\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-400dbcc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"400dbcc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9339481\" data-id=\"9339481\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ad0387 elementor-widget elementor-widget-text-editor\" data-id=\"9ad0387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/ACCESS-TO-FINANCE-FOR-WOMEN-MARKET-SYSTEM-ANALYSIS-1.pdf\" target=\"blank\"><img decoding=\"async\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" width=\"160\" height=\"234\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">INCLUS\u00c3O FINANCEIRA DAS MULHERES EM MO\u00c7AMBIQUE<\/div>\n&nbsp;\n\n<\/div>\n&nbsp;\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dc056d7\" data-id=\"dc056d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ac335e elementor-widget elementor-widget-text-editor\" data-id=\"4ac335e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FinScope-Dashboard-PT-Juventude.pdf\" target=\"blank\"><img decoding=\"async\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" width=\"106\" height=\"234\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">JUVENTUDE E INCLUS\u00c3O FINANCEIRA<\/div>\n&nbsp;\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3738256\" data-id=\"3738256\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77f2bf2 elementor-widget elementor-widget-text-editor\" data-id=\"77f2bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/Mozambique-youth_English-2021-05-103.pdf\" target=\"blank\"><img decoding=\"async\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" width=\"106\" height=\"234\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">JUVENTUDE EM MO\u00c7AMBIQUE \u2013 RELAT\u00d3RIO INTERNACIONAL<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c89be0a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c89be0a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10eab45\" data-id=\"10eab45\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-50a7d51 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50a7d51\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ea93295\" data-id=\"ea93295\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45df20a elementor-widget elementor-widget-text-editor\" data-id=\"45df20a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/Gender-Dashboard-Portuguese.pdf\" target=\"blank\"><img decoding=\"async\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" width=\"160\" height=\"234\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">INCLUS\u00c3O FINANCEIRA POR G\u00c9NERO<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0b4c583\" data-id=\"0b4c583\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45c0021 elementor-widget elementor-widget-text-editor\" data-id=\"45c0021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/SADC_Gender_Workshop_Report_final_14June2019.pdf\" target=\"blank\"><img decoding=\"async\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" width=\"160\" height=\"234\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">DISCURSO E IGUALDADE DE G\u00c9NERO NA REGI\u00c3O SADC<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-bf2234c\" data-id=\"bf2234c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18f3d95 elementor-widget elementor-widget-text-editor\" data-id=\"18f3d95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t&nbsp;\n<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FinScope-Dashboard-PT-Agricultura.pdf\" target=\"blank\"><img decoding=\"async\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" width=\"160\" height=\"234\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">IMPACTO FINANCEIRO DA COVID-19 NAS FAM\u00cdLIAS<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3742\" aria-expanded=\"false\">PMEs<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3742\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3742\" tabindex=\"0\" hidden=\"hidden\">\t\t<div data-elementor-type=\"page\" data-elementor-id=\"53157\" class=\"elementor elementor-53157\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed7fa6b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ed7fa6b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a6f671\" data-id=\"7a6f671\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-400dbcc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"400dbcc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9339481\" data-id=\"9339481\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ad0387 elementor-widget elementor-widget-text-editor\" data-id=\"9ad0387\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FinScope-Dashboard-PT-Agricultura.pdf\" target=\"blank\"><img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"234\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png 186w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01-10x12.png 10w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">AGRICULTURA E INCLUS\u00c3O FINANCEIRA<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dc056d7\" data-id=\"dc056d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ac335e elementor-widget elementor-widget-text-editor\" data-id=\"4ac335e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FSDMoc_Intervention-brief-E-Ticketing-15April2021.pdf\" target=\"blank\"><img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"234\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png 186w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01-10x12.png 10w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">PAGAMENTOS DIGITAIS NO TRANSPORTE P\u00daBLICO<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3738256\" data-id=\"3738256\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77f2bf2 elementor-widget elementor-widget-text-editor\" data-id=\"77f2bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/Case-Study-on-FSDMoc-contribution-to-DFS.pdf\" target=\"blank\"><img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"234\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png 186w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01-10x12.png 10w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">CONTRIBUI\u00c7\u00c3O DA FSDMO\u00c7 PARA SERVI\u00c7OS FINANCEIROS DIGITAIS<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c89be0a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c89be0a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10eab45\" data-id=\"10eab45\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-50a7d51 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50a7d51\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ea93295\" data-id=\"ea93295\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45df20a elementor-widget elementor-widget-text-editor\" data-id=\"45df20a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FSDMOC_Strategic-Plan-External.pptx\" target=\"blank\"><img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"234\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png 186w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01-10x12.png 10w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">PLANO ESTRAT\u00c9GICO INSTITUCIONAL<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0b4c583\" data-id=\"0b4c583\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45c0021 elementor-widget elementor-widget-text-editor\" data-id=\"45c0021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FSDMoc_Theory-of-Change.pdf\" target=\"blank\"><img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"234\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png 186w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01-10x12.png 10w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">TEORIA DA MUDAN\u00c7A E IMPACTO<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-bf2234c\" data-id=\"bf2234c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18f3d95 elementor-widget elementor-widget-text-editor\" data-id=\"18f3d95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"bg-pdf\" data-wp-editing=\"1\">\n<div class=\"bg-pdf-item item-right\"><a href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2026\/04\/FSDMoc_Annual-Publication-2021.pdf\" target=\"blank\"><img loading=\"lazy\" decoding=\"async\" width=\"186\" height=\"234\" class=\"alignnone size-full wp-image-52661\" src=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png\" alt=\"\" srcset=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01.png 186w, https:\/\/sites.skymoonmz.com\/fsdmoc\/wp-content\/uploads\/2025\/12\/pdf01-10x12.png 10w\" sizes=\"(max-width: 186px) 100vw, 186px\" \/><\/a><\/div>\n<div class=\"bg-pdf-item\">PUBLICA\u00c7\u00c3O ANUAL 2021<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0cbd19 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c0cbd19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>FinScope. Explore our work. What are the news of Financial Sector Deepening Mo\u00e7ambique. FINSCOPE O FinScope \u00e9 um inqu\u00e9rito representativo a n\u00edvel nacional que fornece uma vis\u00e3o geral sobre como os mo\u00e7ambicanos adultos (com 16 anos ou mais) obt\u00eam os seus rendimentos e gerem as suas vidas financeiras, al\u00e9m de fornecer informa\u00e7\u00f5es sobre as atitudes<a class=\"more-link\" href=\"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/finscopev1\/\">Continue reading <span class=\"screen-reader-text\">&#8220;FINSCOPEv1&#8221;<\/span><\/a><\/p>","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-52659","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/pages\/52659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/comments?post=52659"}],"version-history":[{"count":30,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/pages\/52659\/revisions"}],"predecessor-version":[{"id":53161,"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/pages\/52659\/revisions\/53161"}],"wp:attachment":[{"href":"https:\/\/sites.skymoonmz.com\/fsdmoc\/pt\/wp-json\/wp\/v2\/media?parent=52659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}